Rates
 

 

Members Source Credit Union offers competitive dividends on deposit accounts as well as competitive interest rates on loans!

Rates effective August 1, 2010.
Rates subject to change without notice.

Deposit Rates

 
Annual Percentage
Rate (APR)
Annual Percentage
Yield (APY)
Minimum
Deposit
Share Savings
0.15%
0.15%
$10.00
Kids Club
0.15%
0.15%
$10.00
Special/Vacation/Christmas
0.01%
0.01%
$0.00
Checking
0.01%
0.01%
$0.00
Money Market
0.20%
0.20%
$2,500.00
 
0.25%
0.25%
$5,000.00
IRA Savings
0.30%
0.30%
$0.00
       
Certificates of Deposit (Share and IRA)*
6 months
0.65%
0.65%
$1,000.00
12 months
1.00%
1.00%
$1,000.00
18 months
1.25%
1.26%
$1,000.00
24 months
1.50%
1.51%
$1,000.00
36 months
2.00%
2.02%
$1,000.00
*Certificate rates are subject to change without notice. Penalty for early withdrawal.
 
Loan Rates
Automobile/Boat/Motorcycle Loans
Rates
36 months
48 months
60 months
72 months
New - Never Titled
3.75%*
3.95%*
3.95%*
5.00%*
Used 2007 - 2010
3.95%*
3.95%*
3.95%*
N/A
Used 2006 & Older
7.00%*
7.25%*
N/A
N/A
*Rate may be higher depending on credit score.
 
Home Equity Loans
Fixed Rates
5 Yrs.
10 Yrs.
15 Yrs.
75% of Value - less 1st mortgage balance
5.50%**
6.50%**
7.50%**
  **Home Equity Loan rates may be higher depending on credit score.
 
VISA
VISA/Variable Rate-Adjusted Semi-Annually
Tier
Max Limit APR as of 7/1/10
A
$10,000.00
9.25%
B
$7,500.00
12.25%
C
$5,000.00
15.25%
Individual rate (Tier) and credit limit based upon your credit score at the time of your completed application.
 
Signature Loans
Minimum Amount: $500.00
Maximum Amount: $15,000.00
Maximum Term: 60 Months
Annual Percentage Rate APR: 8% - 15%
Rate is dependent on credit score
 
Share Loans
50% Share Secured
Term
24 months
4.75%*
36 months
5.00%*
48 months
5.25%*
60 months
5.50%*

100% Share Secured
Term
 
24 months
3.75%*
36 months
4.00%*
48 months
4.25%*
60 months
4.50%*
*Rate may be higher depending on credit score.
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