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Members Source Credit Union offers competitive dividends on deposit accounts as well as competitive interest rates on loans!
Rates effective February 1, 2012.
Rates subject to change without notice.
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Savings
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Dividend Rate*
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Annual Percentage Yield
(APY)*
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Minimum Deposit
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Share Savings
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0.10%
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0.10%
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$10.00
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Kids Club
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0.10%
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0.10%
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$10.00
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Special/Vacation/Christmas
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0.01%
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0.01%
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$0.00
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Checking
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0.01%
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0.01%
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$0.00
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Money Market
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0.20%
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0.20%
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$2500.00
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0.25%
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0.25%
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$5000.00
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IRA Savings
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0.20%
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0.20%
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$0.00
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*Fees may reduce earnings. Rate may change as determined by the Credit Union's Board of Directors.
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Certificates (Share and IRA)*
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Dividend Rate*
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APY
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Minimum Deposit
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6 Month
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0.30%
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0.30%
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$1000.00
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12 Month
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0.60%
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0.60%
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$1000.00
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18 Month
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0.90%
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0.90%
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$1000.00
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24 Month
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1.15%
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1.16%
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$1000.00
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36 Month
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1.30%
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1.31%
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$1000.00
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*Certificate rates are subject to change without notice. Penalty for early withdrawl.
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Special LOW Rates. Limited Time!
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Automobiles/Boats/Motorcycles
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Term
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Annual Percentage Rate
(APR)
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New - Never Titled**
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36 Months
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As low as 2.75%*
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48 Months
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As low as 2.75%*
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60 Months
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As low as 2.75%*
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72 Months
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As low as 2.89%*
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Used - 2007 & Newer**
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36 Months
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As low as 2.75%*
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48 Months
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As low as 2.75%*
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60 Months
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As low as 2.75%*
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72 Months
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As low as 2.89%*
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Used - 2006 & Older
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36 Months
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As low as 6.40%*
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48 Months
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As low as 6.65%*
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*Rate may be higher depending on credit score
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Home Equity Loans
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Term
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APR
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Fixed Rate
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60 Months
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As low as 5.50%*
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120 Months
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As low as 6.50%*
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180 Months
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As low as 7.50%*
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Variable Rate
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Call for information
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Call for information
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Call for information
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*Rate may be higher depending on credit score
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Share Secured
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Term
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APR
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100 % Secured
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24 Months
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3.00%*
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36 Months
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3.25%*
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48 Months
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3.50%*
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60 Months
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3.75%*
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72 Months
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4.00%*
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50 % Secured
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24 Months
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3.75%*
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36 Months
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4.00%*
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48 Months
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4.25%*
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60 Months
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4.50%*
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72 Months
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5.00%*
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*Rate may be higher depending on credit score
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Personal
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Term
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APR
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12 Months
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8.00%*
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24 Months
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9.00%*
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36 Months
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10.00%*
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48 Months
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11.00%*
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60 Months
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12.00%*
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*Rate may be higher depending on credit score. Individual APR and limit based on credit score.
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VISA/Variable Rate-Adjusted Semi-Annually
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Tier
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Limit
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APR as of 7/1/11
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A
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$10,000*
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9.25%*
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B
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$7,500*
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12.25%*
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C
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$5,000*
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15.25%*
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*Individual APR, Tier and Limit based upon credit score at time of application. No annual fee applies.
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